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Important Privacy Policy Notice
We are sending this notice to explain how we treat
personal information ("customer information") that is
not public. This is information that we obtain from you
or other sources when we provide you with products and
services. We want you to know that we respect your
privacy and we protect your information.
- We do not sell customer information.
- We do not share your information with:
persons; companies; or organizations that would
use that information to contact you about their
products and services.
- We expect persons or organizations that
provide services on our behalf to keep your
information confidential. We also expect them to
use your information only to provide the services
we've asked them to perform.
- We communicate to our employees about the need
to protect your information. We have established
safeguards (these are physical, electronic and
procedural) to protect this information.
Below are answers to questions that you might have
about privacy.
What do we do with your information?
ASN Secure does not sell your customer or medical information
to anyone. We do not share it with companies or
organizations outside of
ASN Secure that would use that
information to contact you about their own products and
services. If this were to change, we would offer you
the option to opt out of this type of information
sharing. Also, we would obtain your consent before we
share medical information for marketing purposes.
Your agent or broker may use your information to help
you with your insurance needs. We may also communicate
with you about products, features, and options in which
you have expressed an interest. Without your consent,
we may provide your information to persons or
organizations in and out of
ASN Secure. This would be done as
permitted or required by law. We may do this to:
- Fulfill a transaction you have requested.
- Service your policy.
- Market our products to you.
- Investigate or handle claims.
- Detect or prevent fraud.
- Participate in insurance support organizations
(Information from a report by an insurance support
organization may be retained by that organization
and distributed to other persons.).
- Comply with lawful requests from regulatory
and law enforcement authorities.
These persons or organizations may include:
- Our affiliated companies.
- Companies that perform services, including
marketing, on our behalf.
- Other financial institutions with which we
have an agreement for the sale of financial
products.
- Other insurance companies to perform their
role in an insurance transaction involving you.
- Businesses that conduct actuarial or research
studies.
- Persons requesting information pursuant to a
subpoena or court order.
- Your agent or broker.
- An employer, if your premiums are payroll
deducted.
- The creditor who sold you insurance, if your
policy is credit insurance.
What kind of customer information do we have, and
where did we get it?
Much of the information that we have about you comes
from you. When you perform certain transactions
including electronic transactions, you may give us
information such as your name, address, telephone
number, e-mail address, policy number and Social
Security number. These transactions include when you
submit: an application for insurance; a request for
insurance; a request for products and services we
offer; or a request for an insurance quote. We may have
contacted you by telephone or mail for additional
information. We keep information about the types of
services you purchase from us and our affiliates.
Examples of this include premiums, fund values, and
payment history. We may collect information from our
website or co-branded sites. This includes your
activity while using our sites and information from
online collecting devices known as "cookies" (see
below). We may collect information from outside sources
such as consumer reporting agencies and health care
providers. The information we collect may include the
following:
- Motor vehicle reports.
- Credit reports.
- Medical information.
How do we protect your customer information?
We expect any company with whom we share your
information to use it only to provide the service we
have asked them to perform. Information about you is
also available within ASN
Secure to those individuals who may
need to use it to fulfill and service the needs of our
customers. We communicate the need to protect your
information to all employees and agents. We especially
communicate this need to individuals who have access to
it. Plus, we have established physical, electronic, and
procedural safeguards to protect your information. Note
that if your relationship with us ends, your
information will remain protected. This protection will
be provided according to our privacy practices outlined
in this Important Notice.
How can you find out what information we have about
you?
You may request to see, or obtain by mail, the
information about you in our records. If you believe
that our information is incomplete or inaccurate, you
may request that we correct, add to, or delete from the
disputed information. In order to fulfill your request,
we may make arrangements to copy and disclose your
information to you on our behalf. This may be done with
an insurance support organization or a consumer
reporting agency. You may also request a more complete
description of the entities to which we disclose your
information, or the conditions that might warrant such
disclosures.
If you are an Internet user...
Our website provides information about
ASN Secure, our
products, and the agencies and brokers that represent
us. You may also perform certain transactions on the
website. When accessing our website, please be sure to
read the Privacy Statement that appears there. To learn
more, our Privacy Statement provides information
relating to your use of the website. This includes, for
example:
- our use of online collecting devices known as
“cookies”;
- how we collect information such as IP address
(the number assigned to your computer when you use
the Internet), browser and platform types, domain
names, access times, referral data, and your
activity while using our site;
- who should use our website;
- the security of information over the Internet;
- links and co-branded sites.
If you have any questions or would like more
information, please don’t hesitate to contact your
agent.
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